Pre Mortgage Planning


Do you intend to purchase a property within the next 6 to 18 months?

SO you are thinking of getting on the property ladder sometime soon but you are not quite sure what a bank will be looking for. Pre mortgage planning is simply helping you get your ducks in a row so that your mortgage application will be successful when you find that dream home. We will show you:

  • How much of a deposit you will need.
  • All costs associated with your mortgage.
  • Where you should save.
  • How much to save.
  • What documentation the lenders will require.
  • What are the lenders looking for.

Would you like to talk to someone you can trust and who will put you on the right path to buy your dream home?

PS: We have helped pre plan 1,000's of mortgages for people... just like you.

Call 021-4905000 now to make an appointment.


  • If you do not keep up with payments, you may lose your home.
  • The cost of your monthly payments may increase.
  • The value of your investment may go down as well as up.
  • This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term.
  • You may have to pay charges if you pay off a fixed-rate loan early.
  • The entire amount that you have borrowed will still be outstanding at the end of the interest-only period.

A Better Choice Ltd. Reg Company Number : 372145. Reg. Office 60 South Mall, Cork. A Better Choice Ltd. t/a ERA Downey McCarthy is regulated by the Central Bank of Ireland.